Comportamento financeiro e propensão ao endividamento dos idosos de São Lourenço do Oeste
The present study search to analyze the financial behavior and propensity to indebtedness of the elderly in the municipality of São Lourenço do Oeste. To reach this objective, a quantitative descriptive research was carried out, through a survey of 134 elderly people. For the data collection, an ada...
| Autor principal: | Pesenti, Paula Cristina |
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| Formato: | Trabalho de Conclusão de Curso (Especialização) |
| Idioma: | Português |
| Publicado em: |
Universidade Tecnológica Federal do Paraná
2021
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| Assuntos: | |
| Acesso em linha: |
http://repositorio.utfpr.edu.br/jspui/handle/1/25731 |
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| Resumo: |
The present study search to analyze the financial behavior and propensity to indebtedness of the elderly in the municipality of São Lourenço do Oeste. To reach this objective, a quantitative descriptive research was carried out, through a survey of 134 elderly people. For the data collection, an adapted questionnaire was used from Rodrigues (2013) containing 3 blocks, related to: (i) the profile of the elderly; (ii) their habits regarding income, expenses, investments and credit; and (iii) materialism and propensity for indebtedness. The results of the survey revealed that in São Lourenço do Oeste, the majority of the elderly are female (66%), with education until elementary school (63%), married (43%) or widowers (40%) and aged 61 to 70 years (45%). As for financial habits, it was verified that the income of the elderly is the result of retirement and / or pension (74%) and is generally low, which may explain the conservative profile regarding the use of credit and the choice of investments. Moreover, it was found that the indices of materialism are moderate and the propensity for indebtedness is related to consumerism and personal satisfaction. |
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